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Year 5 Maths Multiplication

Multiply by two-digit numbers - 3-digit x 2-digit

20 practice questions 0 video lessons Theory + worked examples
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Theory

Long multiplication works the same way for a three-digit number: multiply by the ones digit, then by the tens (with a zero placeholder), and add the two partial products. This Year 5 maths page shows the method, what happens when the multiplier ends in zero, how to estimate first, and how to use it in word problems.

\(437 \times 26 = 437 \times 6 + 437 \times 20\). The first row is \(2622\), the second is \(8740\), and the total is \(11\,362\).

The second row starts with a zero in the ones place because it multiplies by tens.

If the multiplier ends in zero, such as \(40\), the first row would be all zeros. It is quicker to multiply by \(4\) and write one zero: \(385 \times 40 = 15\,400\).

437 times 26 in columns Column multiplication of 437 by 26: 437 times 6 gives 2622; 437 times 20 gives 8740 (a zero holds the ones place). Adding gives 11 362. OTHThTTh 437 26× 2622 8740+ 11362
\(437 \times 26\): \(2622 + 8740 = 11\,362\).
Area model for 437 times 26 A rectangle 437 wide and 26 tall split into parts: 20 times 400 is 8000, 20 times 30 is 600, 20 times 7 is 140, 6 times 400 is 2400, 6 times 30 is 180, 6 times 7 is 42. Together they make 11 362. 20 8000 400 600 30 140 7 6 2400 180 42
Area model: \(437 \times 26\) split into six parts that add to \(11\,362\).

Long multiplication with a three-digit number:

\[ 437 \times 26 = 2622 + 8740 = 11\,362 \]
437×26=11362
\[ 512 \times 28 \approx 500 \times 30 = 15\,000 \]
512×28≈15000
Estimate with leading digits. Round the three-digit number to the nearest hundred and the two-digit number to the nearest ten.
Line up the rows. Keep the partial products in their columns so the final addition is correct.

Long multiplication (three-digit by two-digit)

  1. Estimate first.
  2. Row 1: multiply the three-digit number by the ones digit.
  3. Row 2: write \(0\) in the ones, then multiply by the tens digit.
  4. Add the rows and compare with the estimate.
Example 1 — Times a teen number
Work out \(213 \times 14\).
Solution
\(213 \times 4\)\(=\)\(852\)
\(213 \times 10\)\(=\)\(2130\)
\(852 + 2130\)\(=\)\(2982\)
213×14=2982

The answer is \(2982\).

Example 2 — Bigger numbers
Work out \(437 \times 26\).
Solution
\(437 \times 6\)\(=\)\(2622\)
\(437 \times 20\)\(=\)\(8740\)
\(2622 + 8740\)\(=\)\(11\,362\)
437×26=11362

The answer is \(11\,362\).

Example 3 — Multiplier ending in zero
Work out \(385 \times 40\).
Solution
\(385 \times 4\)\(=\)\(1540\)
\(1540 \times 10\)\(=\)\(15\,400\)
385×40=15400

\(385 \times 40 = 15\,400\). The ones row of zeros is not needed.

Example 4 — Estimate and calculate
Estimate \(512 \times 28\), then work it out.
Solution
\(500 \times 30\)\(=\)\(15\,000\)
\(512 \times 8\)\(=\)\(4096\)
\(512 \times 20\)\(=\)\(10\,240\)
\(4096 + 10\,240\)\(=\)\(14\,336\)
512×28=14336

The estimate is \(15\,000\) and the exact answer is \(14\,336\).

Example 5 — A zero in the middle
Work out \(609 \times 23\).
Solution
\(609 \times 3\)\(=\)\(1827\)
\(609 \times 20\)\(=\)\(12\,180\)
\(1827 + 12\,180\)\(=\)\(14\,007\)
609×23=14007

The answer is \(14\,007\).

Example 6 — Word problem
A truck carries \(148\) cartons on each of \(36\) trips. How many cartons is that?
Solution
\(148 \times 6\)\(=\)\(888\)
\(148 \times 30\)\(=\)\(4440\)
\(888 + 4440\)\(=\)\(5328\)
148×36=5328

It carries \(5328\) cartons.

Example 7 — Find the mistake
Zoe worked out \(256 \times 34\) and got \(1792\). She added \(256 \times 4\) and \(256 \times 3\). What is wrong?
Solution
\(256 \times 4\)\(=\)\(1024\)
\(256 \times 30\)\(=\)\(7680\)
\(1024 + 7680\)\(=\)\(8704\)
256×34=8704

The \(3\) means \(3\) tens, so the second row is \(256 \times 30 = 7680\). The answer is \(8704\).

Common pitfalls

Forgetting the placeholder zero. \(256 \times 30\) is \(7680\), not \(768\).
Misaligned rows. Line up the partial products by place value before adding.
Carries from the wrong row. Clear the first row’s carries before multiplying by the tens digit.
No estimate. \(512 \times 28\) is about \(15\,000\), which catches big errors.

Frequently asked questions

How do you multiply a three-digit number by a two-digit number?

Multiply by the ones digit, then by the tens digit (with a zero placeholder), and add. \(437 \times 26 = 2622 + 8740 = 11\,362\).

What happens if the two-digit number ends in zero?

Multiply by the tens digit and write one zero. \(385 \times 40 = 1540 \times 10 = 15\,400\).

How do you estimate a three-digit by two-digit product?

Round the first number to the nearest hundred and the second to the nearest ten. \(512 \times 28 \approx 500 \times 30 = 15\,000\).

Why is there a zero at the start of the second row?

The second row multiplies by tens, so its answer is a number of tens. The zero keeps the digits in the right places.

How many digits can the answer have?

A three-digit number times a two-digit number has four or five digits, for example \(213 \times 14 = 2982\) and \(437 \times 26 = 11\,362\).